Popular Questions

• What should you look for in an insurance company?
  In addition to being financially secure, the life insurance company you choose should have a good claims payment history and good customer service. Independent sources such as A.M. Best Company rate insurance companies. HSBC works with insurance carriers who have a rating of A- rating or better by the A.M. Best Company.
• What if you already have insurance coverage?
  Even if you already have a life insurance policy, it's a good idea to review it periodically to make sure it still meets your overall needs. There are times in life you need to take a look at your financial situation, such as if you: Were recently married or divorced Had or adopted a child (or became a grandparent) Have children or grandchildren wh
• Why do you need health insurance?
  It's no secret that health care is expensive today. The government says the cost to treat a broken leg can run $7,500 and an average three-day stay can set you back $30,000. Without insurance, many Americans would be one health setback away from financial ruin. Regularly paying a set premium for health coverage assures that money will be available
• How can you prevent obesity in my child?
  Childhood obesity is an epidemic in the U.S., but parents can -- and should -- do their part to lead by example. Make time for the entire family to participate in regular physical activities that everyone enjoys, suggests the American Obesity Association, and limit the amount of TV watching. As far as eating is concerned, try to set the same health