Car insurance is one of the most primary associations with the purchase of a new car. Getting the right car insurance is important for you to ensure the safety of your car and efficient financial cover. Becoming an AARP member and taking up the AARP car insurance entitles you to new benefits that might not come with most other car insurances. Being an AARP member could also make you eligible for a few extra benefits on your car insurance. Read along to find more reasons why you must choose the AARP car insurance.
Renewability
A lifetime renewability of a car insurance is not common among most insurance companies. With AARP insurance, you are guaranteed a renewal of the insurance till an age at which you can drive. To avail this benefit, you need to meet a few requirements. These requirements are as simple as maintaining an active driver’s license and timely payments of the premiums.
RecoverCare accident assistance
Once your car insured with AARP car insurance, the company also offers to take care of your injuries incurred in the accident. RecoverCare offers to provide reimbursements for the home services that you might not be able to perform because of the accident. It can help in covering basic costs like house cleaning, lawn maintenance, snow removal, food preparation, and even dog walking.
New car replacement
One of the major benefits is the car replacement policy, which replaces your new car if you crash is beyond repair in the first 15 months of purchase or the 15,000 miles. The replacement is with a new vehicle of the same model, make, and equipment. This scheme also comes with zero deduction for depreciation.
Lifetime car repair
Once you have a covered claim and use one of the 1600+ authorized repair shops, AARP car insurance will cover the repairs for as long as you can own or lease the vehicle. Along with getting quality repair for your car, you will also be saved from the hassle of looking for a trusted repair shop.
12-month car insurance rate
When you choose AARP car insurance, you are assured about the premium rate fluctuating without your notice. In fact, you are entitled to a fixed rate on the premiums for an entire year.
There are companies that work on collecting and maintaining credit information of consumers. These are known as credit reporting agencies (CRAs). There are three such major CRAs in the country, namely Equifax, Experian, and TransUnion. Apart from these, there are other smaller-scale agencies too that specialize at the job. If you’re worried about “where to get my credit score?,” the larger CRAs are the most reliable bets.
These major CRAs obtain information from companies that you hold business and transactions with. People or companies that lend you money regularly report to these CRAs on your repaying status. There is also detailed information on the amount you are indebted and whether you have ever defaulted on your payments. Aside from the reports obtained from lenders, these companies also tally your general records based on certain other aspects. Some of these aspects are your public records from the local and state judiciary. These include your tax records and bankruptcy information. This information makes up an important chunk of your credit score and its report.
Equifax
Present in 24 countries, Equifax is an agency that offers consumers protection against identity theft and credit fraudulence. They also sell credit reports and credit monitoring assistance to businesses.
Experian
Experian started off in London and is now a trusted agency in 39 different countries. It provides you with a credit score, credit report, and even credit tracker on subscription. The agency uses FICO 8 system of credit score calculation. Experian was a part of Forbes’ “World’s Most Innovative Companies” in 2018.
TransUnion
Based across 30 countries with a database of over 1 billion consumers, TransUnion is another CRA giant. The agency, like the other ones, will provide you with your credit score and your credit reports. In case you decide to freeze your TransUnion credit report, it will also go the extra mile to notify Equifax and Experian, which frankly is a big help especially in case of identity theft and credit fraud.
So, the next time you are sat wondering “where to get my credit score?,” think of these three giants that provide you with an annual credit score and credit report for free once each year. However, if you are looking for more frequent updates, you can subscribe to their services and receive your monthly updates.
Did you know that you have more than a single credit score? Agencies calculate your credit score based on the data in your credit reports. If you are wondering, “where to get my credit score?,” there are three main credit reporting agencies. These can have different credit scores for you if your information on each of their credit reports is different. Also, these agencies charge a fee to reveal your credit score.
Recently, it has become easier to track and get hold of your credit score without paying any fees. You can get it from your credit card company, your loan provider, and even from a non-profit counselor. Here are a few tips you can use to check your score.