We can all agree when we say that contact lenses have become the norm in today’s society. When one visits the ophthalmologist and is given a prescription with corrective power, rarely can you find individuals who opt for glasses over contact lenses.
There are multiple advantages that contact lenses have over glasses. Firstly, when one wears contact lenses, one does not have to worry about marks on their face caused due to the nose bridge of the glasses. This is a proven thought among both men and women these days.
Contact lenses are highly preferred by sportsmen as well. When you choose contacts, you choose comfort. They rest directly on your pupils and move with the cornea so as to give you a clear and comfortable vision.
A major, yet most common complaint people have with glasses, is their adaptation to different climates. Contacts do not fog up or give an unclear vision as soon as it starts raining. They provide the most natural and comfortable vision possible, unless of course if you choose to correct your power with laser therapy.
With so many advantages right before your eyes, how can a first timer resist wearing contacts? The few doubts that occur in your mind would be due to short-term discomfort or uneasiness. We have here a brief guide on how you can easily wear contacts for the first time.
– Make sure all the items you need are within reach. This includes your new contacts, lens solution, some tissue, a good near vision mirror and a colored towel, just to be on the safer side.
Take one of your lenses out of its case with your right index finger. Place it in the center of your left palm and gently pour 5-6 drops of lens solution over it. Also, place the colored towel across your lap.
– Ensure that you always know which lens you are holding, the right eye or the left eye. Use your right index finger to gently massage the inner concave portion of your lens to clean the lens and make it devoid of any protein or dirt particles.
– Once you have cleaned it to your satisfaction, gently pick up the lens with your right index and thumb fingers and drain the excess solution. In case you have long nails, you will have to be extra careful about furnishing scratches or cuts on your lenses as they are very delicate.
– Now that your lens is clean and dried, place it on the tip of your right index finger, with the concave portion facing you. While you’re doing this, you will understand the importance of rightly draining the excess lens solution. Too much of it will not let you balance the lens on your fingertip and too less will make it stick to your skin and in turn, make unnecessary marks on the front side of the lens.
– You will have to use your left thumb and index fingers to enlarge your left or right eye (assuming left here) and look directly into the mirror. Try to keep your cornea and pupil in the center and try to place the lens at the center.
– In case you blink before it is placed properly at the center, make use of the towel on your lap. If you find it in the towel, pick it up, and repeat the cleaning process again.
– No matter where you place the lens in your eye, once it has made its grip, it will move around and adjust to your cornea easily.
– After placing the lens in your eye, just close the lids and blink intentionally and slowly a few times. You will notice your vision getting clearer automatically.
You can then repeat the same procedure with the next eye lens.
Seeking original Medicare insurance to cover healthcare requirements is imperative for each individual. But at the same time, one also has the option of choosing Medicare Advantage, which is a private insurance alternative. Both types have their own benefits that may or may not work for you. So before picking one over the other, here are a few factors to determine whether the federal-run or private insurance program is more beneficial.
Out-of-network coverage
If you pick original Medicare, you need to follow the premium guidelines set by the federal government. These include deductibles and coinsurance amounts for Part A (hospitalizations) and Part B (physician and outpatient services). Furthermore, the government sets maximum deductible rates for Part D prescription programs (premiums and copays may differ based on the plan). You should also bear in mind that several beneficiaries of original Medicare usually purchase a supplemental (or Medigap) policy to ease their out-of-pocket costs, which have no annual cap.
If you pick a Medicare Advantage plan, you will still need to pay the Part B premium set by the federal government. You may also need to pay an additional premium for the Medicare Advantage plan. However, most of these plans have fixed copay amounts from the expenses associated with physician visits, which could result in lower out-of-pocket costs in comparison to original Medicare.
Costs
When you subscribe to original Medicare for Part B-covered services, you usually have to pay 20% of the Medicare-approved amount after you meet the deductible, known as the coinsurance. You may also have to pay a monthly premium for Part B and a standalone amount for a Medicare prescription plan (Part D). Furthermore, there is no yearly cap on what you pay out-of-pocket. However, you may incur additional costs for supplemental coverage like Medigap.
As for Medicare Advantage, the out-of-pocket cost may vary. Some plans may require you to pay more for certain healthcare expenses, while others may require less. Therefore, you must check each insurance offer before signing up for it. Under Medicare Advantage, members need to pay the plan’s premium while paying the monthly Part B premium. A few plans may have a $0 premium charge and could help cover part or all of your Part B premiums. Most MA plans include Medicare prescription coverage (Part D). Moreover, the plans come with a yearly cap on how much you pay out of pocket for services covered by Medicare Part A and Part B. Once the plan’s limit is reached, you do not have to pay for services Part A, while Part B will cover amounts accrued through the rest of the year.
Coverage
Original Medicare covers most healthcare-oriented services and supplies in doctors, hospitals, offices, and other healthcare facilities. One should note that this federal program may not cover benefits, including dental care, eye exams, and routine exams. You also have the option of joining a Medicare prescription plan to receive benefits under Part D. One should also note that most healthcare situations do not require advance approval of service or supply.
Those who pick a Medicare Advantage plan typically receive all healthcare-related services that original Medicare covers. The insurance may also offer additional benefits not covered by Medicare, such as vision, dental, and hearing services. MA plans may also include coverage for Medicare Part D. Once an individual signs up for Medicare Advantage, they may not be able to join a separate Medicare prescription plan. And unlike original Medicare, they may need to get a service or supply approved ahead of time so that the respective plan can cover it.
Coverage in the country
If you sign up for original Medicare, you will get access to health care anywhere in the country. This is applicable as long as the provider accepts the federal program. So this could work for those who travel between states a lot.
Medicare Advantage plans are based around networks of providers, usually self-contained in a specific geographic area. Therefore, healthcare might not be covered if you visit out-of-network providers. You may also have to pay more for care.
Foreign travel
Both original Medicare and Medicare Advantage generally do not cover healthcare requirements outside the country. Those who pick the first choice may be able to buy a Medicare Supplement Insurance (Medigap) policy to cover emergency care outside the country. One could also look at supplemental benefits that take care of urgent and emergency services under Medicare Advantage while traveling outside the country.
Eligibility and signing up
To qualify for original Medicare (Part A and Part B), one has to be age 65 or older. The plan is also accessible to certain younger people with disabilities and other individuals with End-Stage Renal Disease. Most qualifying people get Part A for free, but some may have to pay a premium for the coverage. People who already receive Social Security or RRB benefits at least four months before being eligible for Medicare and residing in the country are automatically enrolled in premium-free Part A and Part B. They also have the choice to keep or refuse Part B coverage following enrollment.
People who have original Medicare are eligible for a Medicare Advantage plan. Furthermore, those under 65 due to disabilities and who have Medicare also qualify for the program. You may sign up for a Medicare Advantage policy if you reside in the chosen plan’s service area. If you enroll in a MA plan, you have to pay its monthly premium in addition to your Medicare Part B premium.
Teeth staining and erosion are common occurrences, and the food one eats is a major determining factor. Foods and beverages like ice, tea, coffee, sugar, and starches can cause enamel erosion and gum problems. Although whitening treatments and other dental procedures can help improve one’s smile, consuming certain foods promotes good oral health. Here are 16 foods to include in one’s daily nutrition plan for healthy white teeth and gums: