Carefully choosing a location that can give you exactly the kind of relaxing environment you require post-retirement becomes an important factor. But before making any choice, you must keep in mind the factors such as overall cost of living, public health, culture, weather, and safety to make an informed decision. So, to guide your search, here are some of the best states for retirement that you can consider in the country.
Florida
Florida has long been one of the favorite places for those who like a warm climate. But this state also gets majorly affected by hurricanes and tornadoes, which can be a cause for concern. Sans the weather, the place scores well in terms of its welcoming culture. If you plan on making retirement-age friends, then you definitely have a good chance as around one-fourth of Florida’s population is 65 or older.
Tennessee
You can undoubtedly add Tennessee to your long list of the best states for retirement. As far as affordability is concerned, no place can serve you better than Tennessee. An excellent combination of below-average living costs and less burden from local and state taxes actually makes Tennessee a widely preferred location for retirement. Another factor that brings retirees here is its amazing climate. You can experience mild winters while properly enjoying all four seasons.
Missouri
Along with Tennessee, Missouri can also be a great choice if affordability is your top priority. Besides being a taxpayer-friendly place, this state with its two national ranking hospitals assures that the retirees receive best-in-class medical facilities. In addition, it provides an incredible blend of city living and rural scenery, which you will truly love. In fact, the locals are proud of the natural landscapes and numerous parks that the state provides.
Nebraska
When you’re listing the best states for retirement, do not forget to add Nebraska. The overall cost of living in this state is extremely low, especially when it comes to housing costs. And this makes Nebraska one of the most affordable options for your retirement days. The general health care is good and the crime rate is quite low. Additionally, there is plenty of entertainment around Omaha, which has a world-class zoo. However, you must know that the winters can be brutal in this state.
Mentioned above are some of the best states for retirement that you can consider in the country while choosing the most suitable option. Before permanently moving to a place for your days of retirement, you must spend some time there to see whether it can meet all your needs.
There are companies that work on collecting and maintaining credit information of consumers. These are known as credit reporting agencies (CRAs). There are three such major CRAs in the country, namely Equifax, Experian, and TransUnion. Apart from these, there are other smaller-scale agencies too that specialize at the job. If you’re worried about “where to get my credit score?,” the larger CRAs are the most reliable bets.
These major CRAs obtain information from companies that you hold business and transactions with. People or companies that lend you money regularly report to these CRAs on your repaying status. There is also detailed information on the amount you are indebted and whether you have ever defaulted on your payments. Aside from the reports obtained from lenders, these companies also tally your general records based on certain other aspects. Some of these aspects are your public records from the local and state judiciary. These include your tax records and bankruptcy information. This information makes up an important chunk of your credit score and its report.
Equifax
Present in 24 countries, Equifax is an agency that offers consumers protection against identity theft and credit fraudulence. They also sell credit reports and credit monitoring assistance to businesses.
Experian
Experian started off in London and is now a trusted agency in 39 different countries. It provides you with a credit score, credit report, and even credit tracker on subscription. The agency uses FICO 8 system of credit score calculation. Experian was a part of Forbes’ “World’s Most Innovative Companies” in 2018.
TransUnion
Based across 30 countries with a database of over 1 billion consumers, TransUnion is another CRA giant. The agency, like the other ones, will provide you with your credit score and your credit reports. In case you decide to freeze your TransUnion credit report, it will also go the extra mile to notify Equifax and Experian, which frankly is a big help especially in case of identity theft and credit fraud.
So, the next time you are sat wondering “where to get my credit score?,” think of these three giants that provide you with an annual credit score and credit report for free once each year. However, if you are looking for more frequent updates, you can subscribe to their services and receive your monthly updates.
Did you know that you have more than a single credit score? Agencies calculate your credit score based on the data in your credit reports. If you are wondering, “where to get my credit score?,” there are three main credit reporting agencies. These can have different credit scores for you if your information on each of their credit reports is different. Also, these agencies charge a fee to reveal your credit score.
Recently, it has become easier to track and get hold of your credit score without paying any fees. You can get it from your credit card company, your loan provider, and even from a non-profit counselor. Here are a few tips you can use to check your score.